Winooski Housing Trust Fund

The City of Winooski is excited to announce three new funding programs in partnership with Opportunities Credit Union to support affordable housing in Winooski! Made possible by the Housing Trust Fund, these programs encourage, create, and retain affordable housing options for low and moderate-income households through grants and loans to first-time homebuyers, organizations, developers, owner-occupants, or projects that create, preserve, repair, or replace long-term affordable housing units. For full program details, please visit (link to be determined) or see the additional details below.

Questions? Feel free to reach out to Prabin Pokhrel, Opportunities Credit Union Senior Lending Manager: ppokhrel@oppsvt.org 

Click or scroll to view each program:


Affordable Housing Construction and Rehabilitation Program

Professional real estate developers, both for-profit and non-profit, and public housing agencies are eligible for this program when constructing or substantially rehabilitating housing for low-income persons, including homeownership or rental properties. Download the application below. Once completed, please bring to the Winooski branch of Opportunities Credit Union (25 Winooski Falls Way, Suite 203) for processing.


Down Payment Assistance Program

Low to moderate-income first-time homebuyers are encouraged to apply for this program for assistance with the down payment for a first-time home purchase. Download the application below. Once completed, please bring to the Winooski branch of Opportunities Credit Union (25 Winooski Falls Way, Suite 203) for processing.


Home Improvement Program

Low to moderate-income owner-occupants of single-family homes and multifamily properties are encouraged to apply for this program when rehabilitating properties providing homes for low to moderate-income households. Download the application below. Once completed, please bring to the Winooski branch of Opportunities Credit Union (25 Winooski Falls Way, Suite 203) for processing.