Winooski Housing Trust Fund

The City of Winooski is excited to announce three new funding programs in partnership with Opportunities Credit Union to support affordable housing in Winooski! These programs encourage, create, and retain affordable housing options for low and moderate-income households through grants and loans to first-time homebuyers, organizations, developers, owner-occupants, or projects that create, preserve, repair, or replace long-term affordable housing units.

  • Scroll to view the specific programs below
  • Click here to view the policy guidelines
  • Questions? Feel free to reach out to Prabin Pokhrel, Opportunities Credit Union Senior Lending Manager: ppokhrel@oppsvt.org

Down Payment Assistance Program

Low to moderate-income first-time homebuyers are encouraged to apply for this program for assistance with the down payment for a first-time home purchase. Download the application below. 

Once completed, please bring to the Winooski branch of Opportunities Credit Union (25 Winooski Falls Way, Suite 203) for processing.

Home Improvement Program

Low to moderate-income owner-occupants of single-family homes and multifamily properties are encouraged to apply for this program when rehabilitating properties providing homes for low to moderate-income households. Download the application below. 

Once completed, applications can be dropped off or emailed to:

Affordable Housing Construction and Rehabilitation Program

Professional real estate developers, both for-profit and non-profit, and public housing agencies are eligible for this program when constructing or substantially rehabilitating housing for low-income persons, including homeownership or rental properties. Download the application below.

Once completed, applications can be dropped off or emailed to: